Do those top 5% of businesses that benefit a lot create many jobs, directly or indirectly? I.E. does microfinance benefit a lot of people but economies of scale/division of labour mean that only a few people directly interact with it so they count as reaping all the benefit from the perspective of the study?
Also if what people need is banking should we just be providing banking services? Is that what mobile phone transfer systems like M-PESA in Africa do?
Do those top 5% of businesses that benefit a lot create many jobs, directly or indirectly? I.E. does microfinance benefit a lot of people but economies of scale/division of labour mean that only a few people directly interact with it so they count as reaping all the benefit from the perspective of the study?
Also if what people need is banking should we just be providing banking services? Is that what mobile phone transfer systems like M-PESA in Africa do?